Dividend Rates (Effective March 1, 2014)

Shares/IRAs/Share Draft/Certificates Dividend Rate APY2 Minimum Balance
Share Savings
 
0.25 % 0.250 % $100.00
Share Savings
 
0.25 % 0.250 % $10,000.01
Share Savings
 
0.25 % 0.250 % $25,000.01
IRA Savings
 
0.25 % 0.250 % $100.00
IRA Savings
 
0.25 % 0.250 % $10,000.01
IRA Savings
 
0.25 % 0.250 % $25,000.01
Holiday Club Savings
 
0.25 % 0.250 % $100.00
Vacation Club Savings
 
0.25 % 0.250 % $100.00
 
Share/IRA Certificate – 3 Months   0.25 % 0.250 % $500.00
Share/IRA Certificate – 6 Months   0.35 % 0.351 % $500.00
Share/IRA Certificate – 12 Months 0.55 % 0.551 % $500.00
Share/IRA Certificate – 18 Months 0.75 % 0.753 % $500.00
Share/IRA Certificate – 24 Months 1.00 % 1.004 % $500.00
Share/IRA Certificate – 36 Months 1.10 % 1.105 % $500.00
Share/IRA Certificate – 48 Months 1.35 % 1.358 % $500.00
Share/IRA Certificate – 60 Months 1.60 % 1.612 % $500.00

1 Rates effective as of March 1, 2014 and are subject to change without prior notification. Fees may reduce the earnings on any of these accounts. All accounts earn dividend rates based on the average daily balance and are posted to the accounts as follows: Share Savings: quarterly; Share Draft, Share Certificates: monthly.
2 APY = Annual Percentage Yield.
 









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